I am really sad to hear the terrible news of Brad’s passing away and offer my deepest sympathies. I first met Brad as part of his interview process here at Moody’s and immediately warmed to him. He was very friendly, smart, and enjoyed asking interesting, perhaps even somewhat provocative questions, which made things fun. We also had a common background in that he was originally from North America, which made him another “foreigner” who chose to settle in Paris to explore the French culture and way of life. Although we were unfortunately not able to meet physically once he joined, given the ongoing and highly annoying restrictions, it was a pleasure to work with him and share our thoughts and viewpoints – which I will seriously miss. Again, my most heartfelt condolences.