Such sad news. Although we worked in different offices and covered different sectors, we had together several Rating Committees where Brad’s contribution was always insightful and valuable. We had a few chats outside of committee when Brad got in touch to try to enhance his knowledge of “Moody’s ways”. Right from the start I found him hugely likable and very thoughtful, knowledgable, inquisitive, and kind. Great attributes. We never got the chance to meet but I am sure he would have been great company outside of work too.