I joined the business not long after Joe and had the pleasure of working closely with him. I will dearly miss his guidance, kindness and that amazing sense of humour. He was unique in every way, even for his love for all things regulatory! He often talked of Louise and his boys and my sincere sympathies and thoughts are with them. We are truly honoured to have worked with him and to have enjoyed a few laughs along the way. We all miss you so much. Rest in Peace, our friend. xxx