Nick was a real joy to broke to and work with, and I will always appreciate all the advice, time and patience he gave me and many others as junior broker in London market. It is a testament to Nick’s character that everyone has their own amusing stories and anecdotes to share about the times spent with him at work, the golf course or in various parts of the globe. A personal favourite of mine was when he told me that any country which the Killham’s family had visited on holiday was no longer classed as an emerging market in his eyes, and therefore he would have to politely decline the risk. Nick will be sorely missed by everyone who had the privilege of knowing with him. A true gent, who always acted with integrity and respect, it is devastating to have lost one of the very best. My deepest condolences to Nick’s family.