Vincent, with your quiet thoughtfulness you gave me great support as my manager and mentor in Risk at Leasing Solutions UK. It was your encouragement that led me to believe that I could take on my last role, as Head of Compliance, and you often came to check on me before you left for the evening when I was in that new role. I missed our chats when you moved to Arval, and now I am sad that we will not get the chance to chat again.