I was very sad to hear of Brad’s passing. The first time I met Brad was when he interviewed for a position in the leveraged finance team in London years ago. However, at that time, Brad decided he would like to move to Paris and so he did not join the team back then. He reached out again a number of years later and said he would still love to work for Moody’s and as we had a position to fill in Paris, he applied and finally joined. Brad brought a lot of experience and his personality fitted right in with the Moody’s culture. I did not work very closely with him, but was always impressed by his knowledge and enjoyed his kind and pleasant manner. I would like to express my condolences to his family and loved ones. Brad will be missed.